Tag: Information

Personal Finance News Information Tips

Greetings all,

I guess it’s about time to shut down this blog, Top Finance Blog. It’s been a nice run of 11 years and initially I had a lot of fun and made some nice money, but those days are gone and it’s time to move on.

Since I never had many return visitors or subscribers and had only one comment in the last 5 months, I doubt anyone will actually read this. But that’s okay because I’m turning off comments in any case, so I’ll probably never know if anyone ever cared about most of the content here in the last few years or so.

However, if there were things here that interested you, here’s a bit of information for you. Many of the articles here will be repurpose elsewhere. They’ll either go to my accountant’s blog, who I write for, or my relatively local blog, Syracuse Wiki, where

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Sign up and review your business information

Get started

Sign up for Google My Business

Note: There might be a listing for an old business at the same location where you’re registering a new business. Do not attempt to claim it. Instead, suggest an edit to have it marked as closed. Then, proceed with creating a new Google My Business listing for your business.

  1. On your computer, sign in to Google My Business.
  2. Sign in to your Google Account, or create one. Then, click Next.
    • Sign up with your business email domain since this account will be for your chain. Enter the name of your business or chain. You can also select your chain from the suggestions that appear as you type (if applicable).
  3. Enter your business’ or chain’s address. You may also be asked to position a marker on the location of your chain’s branch on a map. If your business doesn’t have a physical
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How to Keep Your Personal Information Secure

Protecting your personal information can help reduce your risk of identity theft. There are four main ways to do it: know who you share information with; store and dispose of your personal information securely, especially your Social Security number; ask questions before deciding to share your personal information; and maintain appropriate security on your computers and other electronic devices.

Lock your financial documents and records in a safe place at home, and lock your wallet or purse in a safe place at work. Keep your information secure from roommates or workers who come into your home.

Limit what you carry. When you go out, take only the identification, credit, and debit cards you need. Leave your Social Security card at home. Make a copy of your Medicare card and black out all but the last four digits on the copy. Carry the copy with you  — unless you are going

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VA Loan Information for Veterans, Active Military

A VA mortgage loan (also known as a Veterans Administration home loan) is one of the most useful military benefits. If you qualify, you can buy or build a home, or refinance an existing home mortgage, with as little as $0 down, great rates, and financing up to $484,350 (2019 limit) – more if you live in certain high-cost areas like New York City.  Another benefit over traditional mortgages is that there is no PMI (Private Mortgage Insurance, the monthly insurance fee charged to protect the bank until you reach at least 20 percent equity).

For most service-members and veterans who qualify, a VA loan is one of their most valuable benefits and a no-brainer over other, traditional mortgage types. This section offers an in-depth explanation of the VA loan process, and instructions on how to submit an application.

A VA loan makes home buying more affordable for millions of
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Starting an Internet Business | FTC Consumer Information

An internet business can sound like a dream: work from home, set your own hours, be your own boss. But if you’re considering buying an internet business opportunity, watch out for promises of big or guaranteed earnings. Regardless of the stories you’ve might have read or heard about college-age entrepreneurs turning into internet gazillionaires, there’s no such thing as a sure thing.

Any online business opportunity that promises guaranteed income, large returns, or a “proven system” is likely a scam. If you pay for the so-called opportunity, you’re then often asked to pay even more: for business coaching or mentoring services to guarantee or increase your business’s success. The money you spend on those extra coaching services is almost always more money down the drain.

Short on Details

An internet business is just like any other business: it requires a solid business plan. Anyone who sells legitimate business opportunities should

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Computer Security | FTC Consumer Information

Scammers, hackers and identity thieves are looking to steal your personal information – and your money. But there are steps you can take to protect yourself, like keeping your computer software up-to-date and giving out your personal information only when you have good reason.

computer backing up on an external hardrive

Update Your Software. Keep your software – including your operating system, the web browsers you use to connect to the Internet, and your apps – up to date to protect against the latest threats. Most software can update automatically, so make sure to set yours to do so.

Outdated software is easier for criminals to break into. If you think you have a virus or bad software on your computer, check out how to detect and get rid of malware.

Protect Your Personal Information. Don’t hand it out to just anyone. Your Social Security number, credit card numbers, and bank and utility account numbers can be

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Privacy Choices for Your Personal Financial Information

Many companies you do business with are required to give you privacy notices that explain their information-sharing practices. In turn, you have the right to limit some — but not all — sharing of your information. The law balances your right to privacy with a company’s need to provide information for normal business purposes.

Privacy Notices 101

Privacy notices explain what personal financial information a company collects; whether the company intends to share your personal financial information with other companies; what you can do to limit some of that sharing; and how the company protects your personal financial information.

Companies involved in financial activities that must send their customers privacy notices include:

  • banks, savings and loans, and credit unions
  • insurance companies
  • securities and commodities brokerage firms
  • retailers that issue their own credit cards (like department stores or gas stations)
  • mortgage brokers; automobile dealerships that extend or arrange financing or leasing
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China Finance China Banking, China Banks, China Finance Information, Chinese Currency


Books on this topic
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 





China Information/Sources

China Finance / Banking

 



 


What people outside China say?


  •  What is the average financial
    intelligence of Chinese people?

    (link to full story
    )
  • China’s E-Payment Boom (link
    to full story
    )
  • China Currency Internationalization: A
    Moving Feast (link
    to full story)
  • Renminbi: Chinese currency could become
    the next safe haven
    By Josh Noble (details)
  • [Viewpoint] China’s new currency policy
    – The Chinese government might alter its
    currency policy to reduce portfolio
    risks and contain domestic inflation. (click)
  • China’s old bad banks run new risks – By
    Henny Sender (click for details on

    Financial Times
    )
  • China to become global banking king
    by 2023: Report
    (click
    for details)
  • A sudden rise in the yuan would solve
    nothing
    (click
    for details
    )
  • Analysis: Offshore yuan market
    foreshadows China bond market (click
    for details
    )
  • China’s Self-Defeating Currency Policy –
    Although a
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Auto and Homeowners Insurance Information for Colorado, New Mexico, Utah, Wyoming

For authoritative information and resources on COVID-19, including situation reports, guidance, and more, visit CDC’s website, CISA.gov/coronavirus, Colorado Department of Health and Environment, Colorado Governor Resource Page, New Mexico Resource Page, Utah Resource Page, Wyoming Resource Page

Rocky Mountain Region Insurance Bulletins: CO Insurance Payments, Renewals and Cancellation Provisions; FAQ for Renewals and Cancellation Provisions (5.38) CO Governor Press Release on Delivery Drivers; CO Delivery Driver Provisions; New Mexico Insurance Bulletin, Colorado DOI Business Interruption Insurance & COVID-19 FAQ

FEMA Flood Insurance Grace Period: News Release

SBA Coronavirus (COVID-19): Small Business Guidance & Loan Resources

https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources?fbclid=IwAR3O5jQir9rGFWfx7FeUvpvq9vUAT0uAnPJ40OJFcrwjsLtwQCoyGbDjym4

NICB COVID-19 Resource Center

Colorado Emergency Preparedness Partnership: Readiness information for businesses to plan for potential organizational/workforce impacts from COVID-19. CISA.gov/insights. Register for the Colorado’s Business Emergency Operations Center (CO BEOC) for access to situation reports, coordination calls for needed resources and services.

“Is there business income coverage if a governmental authority requires

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Credit Insurance | FTC Consumer Information

The next time you apply for a mortgage or personal loan, you may be asked if you want to buy credit insurance, or it might already be included in your loan proposal. Credit insurance protects the loan on the chance that you can’t make your payments. Credit insurance usually is optional, which means you don’t have to purchase it from the lender. In fact, the Federal Trade Commission (FTC), the nation’s consumer protection agency, says it’s against the law for a lender to deceptively include credit insurance (or other optional products) in your loan without your knowledge or permission.

There are four main varieties of credit insurance: Credit life insurance pays off all or some of your loan if you die.Credit disability insurance, also known as accident and health insurance, makes payments on the loan if you become ill or injured and can’t work. Involuntary unemployment insurance, also known as

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