Day: August 5, 2020

Online loans up to $5,000

Top 5 Need-to-Knows about Personal Loans

What is a personal loan?

A personal loan is a long-term installment loan marketed as a fast way to borrow a lump sum of money that is meant to be paid back in fixed monthly installments over an extended period of time.

How much can you borrow?

The loan limits vary by lender. The major factor that determines the amount you can qualify for is your credit score, followed by credit history and debt-to-income ratio. By reviewing this information, lenders want to ascertain your ability to repay on time.

What are the requirements to request a loan?

  • be at least 18 years old
  • be a U.S. citizen
  • be employed and have a reliable source of income
  • have a checking account
  • have a valid email address and telephone number

What should you do to request a loan?

All you have to do is to fill

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