Day: May 2, 2020

Money Instructor – Personal Finance, Business, Careers, Life Skills Lessons

Teach and learn basic money skills, personal finance, business, careers, and life skills.

Read More

featured lessons

Featured lessons and learning resources

Teachers – Parents – Educators

Use our worksheets, lessons, and activities for teaching money, personal finance, business, and life skills.

Teach and Learn

Teaching lessons and informational resources

pic

Lessons, Lesson Plans, and Worksheets

Lessons, lesson plans, worksheets, and other material for teaching money skills, personal finance, business, careers, and life skills.

View Lessons

pic

Informational Resources

Useful personal finance information, articles, advice, and tips to help you with your own spending, financial planning, career, business, and other life skills.

View Resources

Teach and learn money skills, personal finance, money management, business, careers, real life skills, and more….

Money Instructor©

Many young people graduate without a basic understanding of money and money management, business, the economy, and investing. We hope to help teachers, parents, individuals, and institutions teach these skills,

Read More

How COVID-19 Could Affect Your Life Insurance Coverage

It’s mostly good news.


3 min read

Opinions expressed by Entrepreneur contributors are their own.


The coronavirus pandemic has many of us thinking about worst case scenarios. It’s only natural that people are considering whether, in the event of their absence, their loved ones would be financially protected. If you’re reading this, you’ve probably given it some thought yourself. 

Here’s the good news: 

If you have an active life insurance policy and you were to die of a pandemic illness such as COVID-19, your family would receive the death benefit — even if you had traveled to an area with a known outbreak of the coronavirus. 

The only situation in which that might not be true is if you were just recently approved and you failed to disclose certain information on your application about your travel plans and/or exposure to the coronavirus. 

Also, if you keep your 

Read More

Business Mailboxes at The UPS Store

Mailboxes Frequently Asked Questions

What is the difference between a mailbox at The UPS Store and a PO Box at the post office?

With a mailbox at The UPS Store, you get a real street address, not a P.O. Box number. If you’re a business owner, having a real street address as your mailbox can provide you with a professional image for your business. The UPS Store also offers many additional services that the post office does not, services like package acceptance from all carriers, package notification and Call-in MailCheck®, all aimed to save you valuable time.

What does my mailing address look like?

Your mailing address will be the address of The UPS Store location, with either PMB (private mailbox) or the pound symbol (#) designating your individual box. Instead of “The UPS Store,” your name appears first.

Example:
Joe Smith
PMB XXX or # XXX

Read More

California Unemployment Insurance Appeals Board


The California Unemployment Insurance Appeals Board has a long tradition of protecting the rights of employers and unemployed or disabled workers.

The California Unemployment Insurance Appeals Board (CUIAB) field offices and hearing facilities are temporarily closed to general public access. Appeal hearings are being conducted by phone. CUIAB will respond to your customer inquiries by phone or US mail.

If you have questions about your appeals, please contact the local CUIAB office identified on your forms or find the nearest office to you under the Locations tab below.


  • Who is CUIAB?
    Created by the Legislature in 1943, the California Unemployment Insurance Appeals Board (CUIAB) is an independent administrative court system for workers and employers seeking to challenge decisions made by the Employment Development Department (EDD). Appeals are the first opportunity for all parties to present evidence and tell their side of the story before an Administrative Law
Read More

How to create your Business Listing?

Localworks puts you in control of your business across 70+ online local listings.
Being found has never been so easy.

Get your free personalized report to see how your business appears online.

Localworks puts you in control of your business across 70+ online local listings. Being found has never been so easy.

Do you have a multi-location business?

Call for special pricing and a dedicated Account Manager.

Call 1-877-894-9277

Your business, your listings

Localworks puts you in control of your business listings across 70+ digital directories. Ensure consumers find accurate information about your business—no matter where they search.

Reports and competitive intelligence

Get actionable reports on how visitors interact with your listings by tracking everything from profile views to calls, and use competitive insights to make informed business decisions.

Stay in touch with ease

Your customers are your most important source of feedback. Localworks allows you to monitor and respond

Read More

business – Wiktionary

English[edit]

Etymology[edit]

From Middle English busines, busynes, businesse, bisynes, from Old English bisiġnes (business, busyness), equivalent to busy +‎ -ness. Compare also busyness.

Pronunciation[edit]

Noun[edit]

business (countable and uncountable, plural businesses)

  1. (countable) A specific commercial enterprise or establishment.

    I was left my father’s business.

    • 2013 June 22, “T time”, in The Economist, volume 407, number 8841, page 68:

      The ability to shift profits to low-tax countries by locating intellectual property in them, which is then licensed to related businesses in high-tax countries, is often assumed to be the preserve of high-tech companies.

  2. (countable) A person’s occupation, work, or trade.

    He is in the motor and insurance businesses.

    I’m going to Las Vegas on business.

  3. (uncountable
Read More

Types of Professional Business Letters

In the professional world, you will often need to write a business letter or send a professional email. From applying to a new job, writing a thank you note, sending a note of apology, or sending a farewell email when you depart, there are many circumstances that will require an appropriately formatted letter or email.

How to Write a Business Letter

A business letter is a formal document, with a set structure. As you can see from the examples in the links below, a business letter has a very defined format. A business letter includes contact information, a salutation, the body of the letter, a complimentary close, and a signature. 

There are rules for everything, from how wide the letter’s margins should be to what size font to use.

In general, it’s wise to keep the body of your business letter direct and brief. Explain why you are writing in

Read More

Types of Businesses and Forms of Business Organizations

A business entity is an organization that uses economic resources to provide goods or services to customers in exchange for money or other goods and services.

Business organizations come in different types and in different forms of ownership.

3 Types of Business

There are three major types of businesses:

1. Service Business

A service type of business provides intangible products (products with no physical form). Service type firms offer professional skills, expertise, advice, and other similar products.

Examples of service businesses are: salons, repair shops, schools, banks, accounting firms, and law firms.

2. Merchandising Business

This type of business buys products at wholesale price and sells the same at retail price. They are known as “buy and sell” businesses. They make profit by selling the products at prices higher than their purchase costs.

A merchandising business sells a product without changing its form. Examples are: grocery stores, convenience stores,

Read More

New Hampshire Insurance Department – Consumer, Health Insurance

Web Page Symbol

Adobe Acrobat Reader Symbol

Consumer Health Insurance Guides

Getting Health Insurance:

Navigating the System:

If You Have Problems With Your Coverage:

Managing Your Costs:

Senior Services (Including Medicare and Long Term Care)

COBRA and New Hampshire State Continuation Coverage

Self-Funded Employer Plans:

  • If your plan is a “self-funded” benefit plan offered by an employer or bona fide union trust under a union contract, state insurance departments have no jurisdiction. Instead, you may file a complaint with the US Department of Labor Pension and Welfare Benefits Administration at 866-444-3272 or 617-565-9600.
  • If you are uncertain which type of benefit plan you have i.e., fully insured, self-insured, or self-funded you should contact your human resource department or your insurance carrier for clarification.

Government/Church Plans:

If your health plan is self-funded but offered through a government or church employer, follow the appeals

Read More

Personal loans can help in a crunch. But read this before you apply

While the stimulus checks have started dropping into bank accounts and many creditors are offering relief on payments, those options may not be available to everyone or they may not be enough. That’s why some people are turning to unsecured personal loans, often used for debt consolidation or home improvement projects, to cover emergency expenses.

While some lenders are offering low interest relief loans, others are tightening credit requirements for borrowers.

Here’s what you need to know about taking out a personal loan during this crisis and whether or not one makes sense for you.

An unsecured personal loan is money borrowed from a bank, credit union or online lender that can be used for anything. The money is paid back in installments over time, usually with a fixed interest rate.

While many experts would caution against personal loans, which often come with high interest rates and fees, they could

Read More